S2Q SYSTEMS, LLC

Limited Use Policy

Speed to Quote® use and transfer to any other app of information received from Google APIs will adhere to Google API Services User Data Policy, including the Limited Use requirements.

Privacy Policy

(Updated December 2023)

S2Q Systems, LLC (“S2Q Systems” or the “Company”) is committed to protecting the privacy of individuals who visit the Company’s Web sites (“Visitors”), and individuals who register to use the Services as defined below (“Customers”) This Privacy Statement describes S2Q Systems’s privacy practices in relation to the use of the Company’s Web sites and the related applications and services offered by S2Q Systems (collectively, the “Services”).

WEB SITES COVERED

This Privacy Statement covers the information practices of Web sites that link to this Privacy Statement, including: http://www.S2Q Systems.com, www.speedtoquote.com, and www.speed2quote.com  (collectively referred to as “S2Q Systems.com’s Web sites” or “the Company’s Web sites”).

S2Q Systems’s Web sites may contain links to other Web sites. The information practices or the content of such other Web sites is governed by the privacy statements of such other Web sites. The Company encourages you to review the privacy statements of other Web sites to understand their information practices.

INFORMATION COLLECTED

When expressing an interest in obtaining additional information about the Services, or registering to use the Web sites or other Services, or registering for an event, S2Q Systems requires you to provide the Company with personal contact information, such as name, company name, phone number, and email address (“Required Contact Information”). When purchasing the Services or registering for an event, S2Q Systems may also require you to provide the Company with billing information, such as billing name and address, credit card number, and the number of employees within the organization that will be using the Services (“Billing Information”). S2Q Systems may also ask you to provide additional information, such as company annual revenues, number of employees, or industry (“Optional Information”). S2Q Systems may also receive personal information from third parties that collected such information from individuals who elected to ‘opt-in’ to such collection and sharing of their personal information.

As you navigate the Company’s Web sites, S2Q Systems may also collect information through the use of commonly used gathering tools, such as cookies. Web Site Navigational Information includes standard information from your Web browser (such as browser type and browser language), your Internet Protocol (“IP”) address, and the actions you take on the Company’s Web sites (such as the Web pages viewed and the links clicked).

USE OF INFORMATION COLLECTED

The Company uses information about S2Q Systems Customers to perform the services requested. For example, if you fill out a “Contact Me” Web form, the Company will use the information provided to contact you about your interest in the Services.

The Company also uses information about S2Q Systems Attendees to plan and host corporate events, host online forums and social networks in which event attendees may participate, and to populate online profiles for Attendees on the Company’s Web sites.

The Company may also use information about S2Q Systems Customers and information about S2Q Systems Attendees for marketing purposes. For example, the Company may use information you provide to contact you to further discuss your interest in the Services and to send you information regarding the Company, its affiliates, and its partners, such as information about promotions or events.

WEBSITE NAVIGATIONAL INFORMATION

Cookies

S2Q Systems.com uses cookies to make interactions with the Company’s Web sites easy and meaningful. When you visit one of the Company’s Web sites, S2Q Systems.com’s servers send a cookie to your computer. Standing alone, cookies do not personally identify you; they merely recognize your Web browser. Unless you choose to identify yourself to S2Q Systems.com, either by responding to a promotional offer, opening an account, or filling out a Web form (such as a “Contact Me” or Request Demo ]Web form), you remain anonymous to the Company.

S2Q Systems.com uses cookies that are session—based and persistent—based. Session cookies exist only during one session. They disappear from your computer when you close your browser software or turn off your computer. Persistent cookies remain on your computer after you close your browser or turn off your computer. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. Please note that if you refuse or disable your Web browser’s ability to accept cookies, you will be able to navigate the Company’s Web sites, but you may not have access to all functions and will not be able to successfully use the Services.

Public forums and customer testimonials

S2Q Systems may provide bulletin boards, blogs, or chat rooms on the Company’s Web sites. You grant S2Q Systems permission, consistent with the terms hereof, to use, reproduce, distribute, modify and/or delete any information you choose to submit to any such forum. Any personal information you choose to submit in such a forum may be read, collected, or used by others who visit these forums, and may be used to send you unsolicited messages. S2Q Systems is not responsible for the personal information you choose to submit in these forums.

Unsolicited Email (SPAM).  You should be aware, however, that unscrupulous marketers can sometimes “harvest” your email address directly from your computer or another person’s address book or even obtain your email address through programs that automatically search web pages and email traffic for email addresses.

SHARING OF INFORMATION COLLECTED

Service Providers

S2Q Systems may share information about S2Q Systems Visitors, Customers and Attendees with the Company’s contracted service providers so that these service providers can provide services on our behalf and accepts responsibility for onward transfers of information to such third parties. Unless described in this Privacy Statement, S2Q Systems does not share, sell, rent, or trade any information with third parties for their promotional purposes.

Compelled Disclosure

S2Q Systems reserves the right to use or disclose information provided if required by law, in response to lawful requests by public authorities, including to meet national security or law enforcement requirements, or if the Company reasonably believes that use or disclosure is necessary to protect the Company’s rights and/or to comply with a judicial proceeding, court order, or legal process.

CUSTOMER DATA

S2Q Systems’s Customers may electronically submit data or information to the Services for hosting and processing purposes (“Customer Data”). S2Q Systems will not review, share, distribute, or reference any such Customer Data except as provided in S2Q Systems’s Software Subscription & Services Terms & Conditions, or as may be required by law. In accordance with S2Q Systems’s Software Subscription & Services Terms & Conditions, S2Q Systems may access Customer Data only for the purpose of providing the Services or preventing or addressing service or technical problems or as may be required by law.

RIGHT TO ACCESS PERSONAL INFORMATION

You can seek to access and, if necessary, correct your personal information (specifically including name, email address and related metadata), by sending a request to support@S2Q Systems.com.

AFFIRMATIVE COMMITMENT TO COMPLY WITH THE PRIVACY SHIELD FRAMEWORK

[CONFIRM TRUE OR DELETE]

S2Q Systems complies with the EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information transferred from the European Union and Switzerland to the United States. S2Q Systems has certified to the U.S. Department of Commerce that it adheres to the Privacy Shield Principles. If there is any conflict between the terms in this privacy policy and the Privacy Shield Principles, the Privacy Shield Principles shall govern. To learn more about the Privacy Shield program, and to view our certification, please visit https://www.privacyshield.gov/

INDEPENDENT RECOURSE MECHANISM

In compliance with the Privacy Shield Principles, S2Q Systems commits to resolve complaints about our collection or use of your personal information. EU individuals with inquiries or complaints regarding our Privacy Shield policy should first contact S2Q Systems at:

By Mail:

S2Q Systems LLC

ATTN: Compliance Department

114 BARRINGTON TOWN SQUARE #190

 AURORA, OH, 44202

S2Q Systems has further committed to refer unresolved Privacy Shield complaints to the International Centre for Dispute Resolution/American Arbitration Association (“ICDR/AAA”), an alternative dispute resolution provider located in the United States. If you do not receive timely acknowledgment of your complaint from us, or if we have not addressed your complaint to your satisfaction, you may have the right to initiate binding arbitration. Please visit https://go.adr.org/privacyshield.html for more information or to file a complaint. The services of ICDR/AAA are provided at no cost to you.

You may have the option to select binding arbitration for the resolution of your complaint, provided you have taken the following steps: (1) raised your compliant directly with S2Q Systems and provided us the opportunity to resolve the issue; (2) made use of the independent dispute resolution mechanism identified above (ICDR/AAA); and (3) raised the issue through the relevant data protection authority and allowed the US Department of Commerce an opportunity to resolve the complaint at no cost to you. For more information on binding arbitration, see US Department of Commerce’s Privacy Shield Framework: Annex I (Binding Arbitration) https://www.privacyshield.gov/article?id=ANNEX-I-introduction.

FTC AUTHORITY

S2Q Systems is subject to the investigatory and enforcement powers of the U.S. Federal Trade Commission (FTC).

CHANGES TO THIS PRIVACY POLICY

S2Q Systems reserves the right to change this Privacy Policy.

OTHER LEGAL STATEMENTS

Security.  S2Q Systems will use reasonable precautions to keep the information disclosed to us secure and not to disclose such information to any unauthorized third parties. However, we are not responsible for any breach of security or for any actions of any third parties that may receive the information. S2Q Systems takes commercially reasonable and appropriate measures (as determined in its sole and absolute discretion) to limit access to your personal information to people who need it to do their job. For example, if we need to mail something to you, we must share your name and address with a direct mail company. We limit such third party service providers in their access and use of your personal information. We cannot guarantee the protection of information against interception, misappropriation, misuse, or alteration or that your information may not be disclosed or accessed by accidental circumstances or by the unauthorized acts of others.  We have no control over the security of other sites on the Internet you might visit, interact with, or from which you buy products or services.

Children.  This Website is directed to adults and is not directed to children under the age of 18.  S2Q Systems complies with the Children’s Online Privacy Protection Act and does not permit registration by and will not knowingly collect personally identifiable information from anyone under the age of 13.  Minors between the ages of 13 and 17 must obtain the permission of their parent or legal guardian before submitting applications, making purchases, or obtaining subscriptions on this Website. If your children disclose information about themselves in publicly accessible areas of the Website, they may receive unsolicited messages from other parties. Accordingly, you should tell them not to do so.

Ohio Law.  This Website is created and maintained in the State of Ohio, USA. As such, the laws of the State of Ohio govern this Privacy Policy without giving effect to any principles of conflicts of laws that would allow for the law of any other jurisdiction to be applied. In the event of any dispute relating to the Website, you consent to the personal jurisdiction of courts (state and federal) sitting in the State of Ohio, acknowledge that venue is only proper in the courts in Cuyahoga County, Ohio and waive any objection you may have in the future with respect to any of the foregoing.

Use of the Website is not authorized in any jurisdiction that does not give full effect to all provisions of this Privacy Policy, including, but not limited to, disclaimers and limitations of liability. In the event any provision of this Privacy Policy is determined to be invalid or unenforceable in any jurisdiction, the remaining terms shall continue in full force and effect in that jurisdiction, and a determination of invalidity or unenforceability in one jurisdiction shall not affect the Privacy Policy in any other jurisdiction.

If any provision of this Privacy Policy is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Privacy Policy remain in full force and effect.

Your California Privacy Rights.  The California Consumer Privacy Act (“CCPA”) provides California residents with specific rights regarding their personal information. This section describes California residents’ CCPA rights and explains how to exercise those rights.  If you are a resident of a state other than California, we may respond to requests in ways that differ from responses that are required only under California law.

Access to Specific Information and Data Portability Rights.  You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your request, we will disclose to you:

The categories of personal information we collected about you.

The categories of sources for the personal information we collected about you.

Our business or commercial purpose for collecting or selling that personal information.

The categories of third parties with whom we share that personal information.

The specific pieces of personal information we collected about you.

For your personal information we sold or disclosed for a business purpose, two separate lists disclosing:

for sales, a list identifying the personal information categories; and

for disclosures for a business purpose, a list identifying the personal information categories.

Deletion Request Rights.  You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. We may deny your deletion request in order for us to comply with applicable laws or under other exceptions.  If we deny your deletion request in whole or in part, we will notify you.

Only you or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a consumer request related to your personal information. You may also make a consumer request on behalf of your minor child.

Verification and Response Timing.  You may only make a request for access or data portability twice within a 12-month period. The consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.  Our processes for verifying requests include matching identifying information that we already have on record to provide services to the Website visitors.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a consumer request does not require you to create an account with us.  We will only use personal information provided in a consumer request to verify the requestor’s identity or authority to make the request.

We endeavor to respond to a consumer request within 45 days of its receipt.  If we require more time (up to 90 days), we will inform you of the reason and extension period in writing.  Any disclosures we provide will only cover the 12-month period preceding the consumer request’s receipt.  The response we provide will also explain the reasons we cannot comply with a request, if applicable.  We do not charge a fee to process or respond to your consumer request unless it is excessive, repetitive, or manifestly unfounded.  If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Right to Opt-Out.  You have the right to opt-out of us selling your personal information.  We do not sell personal information to third parties, and as such you are already opted-out without any further action required of you.

For more information about S2Q Systems, LLC., or to make requests under the CCPA, please contact us by mail at the above address or by our email form. If you have any questions about our Privacy Policy or terms of use, do not hesitate to contact us at the address listed above.

CONTACTING US

Questions regarding this Privacy Statement or the information practices of the Company’s Web sites should be directed to S2Q Systems Privacy by emailing Support@S2Q Systems.com.